Budgets help to maintain your independence and be in control of your expenses. Budgets are a great help no matter your income. Living independently includes being responsible for rent or mortgage repayments, utilities, transport costs, school fees, pets, food and other everyday expenses. When money is very tight there is, even more, a reason to budget.
Budgeting can be challenging but you are not alone, there are financial counsellors that can support you with ideas about budgets and budgeting if you need it.